Flexible Plumbing Financing Options
Emergencies shouldn’t empty your wallet. Through our partners HelloRates and Turns Financing, you can compare multiple options in just 30 seconds — with no impact to your credit.
How Financing Works
1. Choose Your Option
2. Apply in 30 Secs
3. Compare Rates
4. Finance Your Project
Choose a Financing Option
0% Intro APR Cards
Promotional 0% APR for up to 21 months. Perfect for water heater installs, fixture upgrades, or smaller repair projects.
Loans for 650+ Credit
Fixed-rate loans $500–$100k. Terms 6–144 months. Great for trenchless sewer replacements or large plumbing projects.
Loans for 500–650 Credit
Turns Financing provides flexible monthly payments, even for those with lower credit or fixed income.
Business & Landlord Financing
35+ loan options for commercial properties, landlords, and equipment upgrades. All commercial work requires a card on file; COD only, no NET terms.
Why Finance With 1776?
- All work backed by a 1-Year workmanship warranty (lifetime on sewer piping).
- No hidden costs — upfront quotes, no overtime or surprise fees.
- Fully licensed & insured, PA License PA170679.
- Community-supported and locally trusted in Central PA.
Example Monthly Payments
Water Heater Replacement
Average cost: $1,800. With 0% intro APR card, that’s just $75/month over 24 months.
Trenchless Sewer Repair
Average cost: $3,500. With a 60-month loan, that’s about $70/month — backed by a lifetime warranty.
*Examples for illustration only. Exact terms depend on credit and lender.
Financing FAQs
Does checking my rate hurt my credit?
No. Both HelloRates and Turns use a soft inquiry only, which has no effect on your score.
What plumbing services can I finance?
Anything we offer — water heater installs, sewer line replacements, hydro jetting, drain cleaning, and more.
What’s the difference between HelloRates and Turns?
HelloRates is best for customers with established credit (often offering 0% APR promotions). Turns is built for fair/low credit or fixed income customers needing flexible terms.
Do warranties still apply if I finance?
Yes. Financing does not affect your coverage. We stand behind every job with a 1-year warranty (lifetime on sewer piping).
Do you require a deposit?
Commercial jobs require a credit card on file and are COD only. Residential projects may require half down for large installs. The $99 diagnostic fee is always credited if you approve the repair.
Don’t Delay Critical Plumbing Repairs
See your financing options now — with no harm to your credit.
Get Started